|MOVING OPTIONS is here for you. In arranging your moving needs, we look for ways to save you moneyand make the move less stressful wherever possible. We have learned that the methods below can save you from $500 to several thousand dollars off of your next move cost.
COST SAVINGS THROUGH YOUR HOMEOWNERS OR RENTERS INSURANCE:
Do you have a renters or homeowner’s policy? Contact your agent. In many cases, those policies contain a provision for partial or comprehensive coverage of your household goods during a move. And if you have these coverages, even if you sell your home and/or cancel the policy, there is usually a grace period, where your goods continue to be covered until delivery to their destination, or 30 days, whichever comes first.
Ask your insurance agent if your policy includes coverage for goods in transit. Specifically, would your goods would be covered if the professional mover’s van is involved in an accident or fire? If yes, what deductible applies? Then ask if there is coverage for minor, lesser damage, usually referred to as “breakage.” Again, if yes, what deductibles apply?
If you have these coverages, you may save money by not purchasing valuation from your mover. If you do not have them, ask your insurance agent what they would charge to add the coverage you wish, and compare that cost to the mover’s rate for their valuation coverage.
COST SAVINGS ON MOVING BOXES AND SUPPLIES:
Moving cartons and supplies have gotten very expensive in recent years. This can add substantially to the cost of your self-pack move.
Some movers have used boxes which they will give you free. Some also provide packing paper and tape free. This varies from area to area, and company to company.
But if you look in throw-away ad-papers, usually found at convenience stores, you can often find boxes either free, or at a considerable savings.
Or, look at websites like Craigslist,com or Freecycle.org in your area, for free or inexpensive boxes.
Due to increased fuel, labor, and liability costs, movers will usually not pick up your used boxes after your move without charging you $100 or more. So, go to the same give-away papers, or craigslist; run a free or inexpensive ad: “USED MOVING BOXES; FIRST ($75, $100, $125, $150) takes all!” And, instead of PAYING someone to haul them off, you will recover part of the cost of your move!
FLAT PANEL TV’S:
The manufacturers of plasma and LCD televisions don’t tell you this when you spring for these high dollar purchases, but you should save the box and packing materials for your moves. If you do NOT have the original box, you will pay $200 and up for packing or crating each of these televisions each time you move.
Some models require the insertion of a kit to immobilize the tub before being moved. If you are not sure about yours, check the owners manual. If you can’t find that, go to the manufacturers website, or call the dealer to see if your washer needs a kit. If it does, and you do not insert it, and the washer does not operate properly at delivery, the mover’s value protection coverage will NOT cover repairs!
The kits vary in price from perhaps $10 to $40. If you need a kit, and do not insert it, the mover’s 3rd party service company can take care of it, but for a cost approaching $200.00. So check on this early!
Some delicate, expensive or large items may require crating to protect them properly. Most movers no longer do their own crating, but have it done by 3rd party service providers. Crates which were $5 per cubic foot a few years ago now may cost $15-20.00 per cubic foot.
Movers are anxious to have you get these items crated, for the profit in it, and to avoid liability. But sometimes, the cost of the crating and uncrating for an item is higher than the original COST of the item. In such cases, ask the mover to suggest other options. They may not be as safe, but more cost effective, with a high likelihood of safe arrival. They are your possessions; you can decide what you are willing to spend for their protection.
TAX DEDUCTIBILITY OF YOUR MOVING EXPENSES:
We are not tax attorneys or accountants. However, some or all of your moving expenses may be deductible on state or federal taxes. Contact the Internal Revenue Service for their publication dealing with deductibility of moving expenses. Generally speaking, if you move more than 35 mile from your current residence, and you or your spouse are employed within the next 12 months, the cost of the move itself will likely be deductible. Additionally, some other costs might be deductible. Check the IRS publication to determine if travel expense, phone expense, and meals and lodging in the course of your move are deductible, and save your receipts to substantiate your deduction.
EVALUATE, ELIMINATE, DEDUCT:
Don't pay your mover to move things you don't like, don't want, don't need, and/or would not replace in your new home if you don't move them. Take one room per day and look at everything in that room; furniture, contents of drawers and closets, decorative items, and either dispose of or donate those items that do not need to be moved. You will eliminate weight and packing costs by doing this.